^All required information on the application must be complete and accurate. Final approval is subject to the final submission of all relevant documents and the credit record of the applicant.

*Disbursement into customers’ bank account will be made automatically after the loan agreement has been confirmed and all the details on the application has been verified and approved. Actual transfer time is subject to each individual bank's transfer service hours.

Smart Cash Finance Company Limited reserves its absolute rights on the final loan decision and on any disputes.